Common Long-Term Care Insurance Objections
Updated: Jan 25
I’m too old to get long-term care coverage.
We have plans that will issue up to age 80
I’m too young. I’ll worry about it later.
Plans are cheaper when you’re young
The longer some plans stay in-force the larger your benefit is when you finally need it
Long-term care coverage is too expensive and the premiums can increase.
There are plans available that guarantee not to increase your premium
There are available plans for almost any budget
If I never use my insurance all of the money I paid into it is gone.
There are many plans that have full return of premium at anytime
Many plans offer a tax free death benefit if you pass away while your plan is in force